1. Program Description

This messaging program sends appointment confirmations, insurance consultation reminders, and customer support communications to users who book an appointment with Viktoria Molnar Insurance Agency through our website:

Website: https://viktoria.nativelifecrm.com/

Booking Page: https://viktoria.nativelifecrm.com/booking-7494

or via our scheduling forms and who have explicitly opted in to receive SMS notifications.

Opt-in: Collected via website forms with a dedicated checkbox for SMS consent.

Messages may include:

Appointment confirmations

Reminders

Rescheduling updates

Insurance-related notifications

Customer support communications

2. Cancellation Instructions

You may cancel SMS messaging at any time by texting “STOP” to the number that sent the message.

You will receive a confirmation message confirming your unsubscribe request. After this, you will no longer receive SMS messages.

To rejoin, you may opt in again through our website or booking page.

3. Support Information

If you experience any issues with the messaging program:

Reply “HELP”

Email: [email protected]

Phone: +1 305-699-8321

4. Carrier Liability

Carriers are not responsible for delayed or undelivered messages.

5. Message & Data Rates

Message and data rates may apply to messages sent and received.
Message frequency varies depending on interaction, appointment activity, and service needs.

For questions about your text or data plan, contact your wireless provider.

6. Supported Carriers

Our SMS program is supported by all major U.S. carriers including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers.

7. Age Restriction

You must be 18 years or older to use our services and SMS messaging program.

8. Privacy Policy

For details on how your data is handled, please refer to our Privacy Policy: https://viktoria.nativelifecrm.com/privacy-policy-page-8328

We fully comply with all applicable laws and regulations including the TCPA (Telephone Consumer Protection Act) and CTIA guidelines.

General Terms

This website (the “Site”) is owned and operated by Viktoria Molnar Insurance Agency (“Company,” “we,” “us”).

By accessing or using the Site, you agree to be bound by these Terms & Conditions and our Privacy Policy.

We may update these Terms at any time. Continued use of the website means acceptance of the updated terms.

Intellectual Property Rights

Limited License

All content on this Site is owned by Viktoria Molnar Insurance Agency and is protected by intellectual property laws.

You may not copy, reproduce, modify, or distribute any content without written permission.

User Content License

By submitting content through our website, you grant Viktoria Molnar Insurance Agency a worldwide, royalty-free license to use and display such content for business purposes.

Disclaimers

We may link to third-party websites. We are not responsible for their content or services.

All services are provided “as is” without warranties of any kind.

We are not liable for any damages resulting from the use of our website or services.

Online Services

Some services may be provided through third-party platforms. We are not responsible for their performance or reliability.
All interactions with third-party services are at your own risk.

Account Responsibility

If you submit information, you are responsible for ensuring its accuracy.

If you suspect unauthorized access, contact us immediately at:

[email protected]

Termination

We reserve the right to suspend or terminate access to services if misuse, violation, or illegal activity is detected.

Governing Law

These Terms shall be governed by the laws of the State of Florida, United States.

Any disputes shall be resolved under applicable legal jurisdiction.

Changes to Terms

We may update these Terms at any time. Updated versions will be posted on our website.

Contact Information

Viktoria Molnar Insurance Agency
Phone: +1 305-699-8321
Email: [email protected]
Website: https://viktoria.nativelifecrm.com/
By using our website and services, you agree to these Terms & Conditions.